Income vs. Race Effects in Refund Anticipation Loan Utilization

Authors

Richard J. Smith, Wayne State UniversityFollow

Document Type

Conference Proceeding

Abstract

This purpose of this paper is to illustrate how data can target outreach for social and economic justice by testing for an association between refund anticipation loan (RAL) utilization and a Zip code’s racial and income characteristics. RALs are rapid tax refunds marketed by tax preparers.

Disciplines

Economics | Social Work

Recommended Citation

Smith, Richard J., "Income vs. Race Effects in Refund Anticipation Loan Utilization" (2007). Social Work Faculty Publications. 26.
https://digitalcommons.wayne.edu/soc_work_pubs/26

Comments

This is an unpublished author’s manuscript of a presentation given at the Annual Program Meeting of the Council on Social Work Education in San Francisco, CA on October 29th, 2007. It has been formatted for archiving. Slides with figures and tables accompany this paper. © 2007 the Author, archived by permission.